Remote Bookkeeping Jobs for Moms

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Last Updated on August 15, 2025

In today’s fast-paced, digital-driven world, the traditional 9-to-5 job is no longer the only option—especially for moms. With remote work becoming more mainstream, more mothers are seeking flexible and family-friendly career paths that allow them to stay home while still earning an income. Among the many work-from-home options, remote bookkeeping jobs for moms have emerged as one of the most practical and rewarding choices.

Flexibility Meets Financial Freedom

One of the biggest advantages of remote bookkeeping is flexibility. Moms can work around nap times, school pickups, meal prep, and family schedules. There’s no need to commute, dress up for an office, or miss out on your child’s milestones. You decide when and where you work—as long as the tasks get done and deadlines are met.

For instance, many bookkeeping jobs are project-based or deadline-oriented, meaning you don’t always need to clock in at specific hours. This freedom allows moms to work early mornings, during school hours, or even late at night after the kids are asleep.

No Degree? No Problem!

Another appealing aspect of remote bookkeeping jobs is that you don’t need a college degree in accounting to get started. While having prior financial or office experience helps, it’s not mandatory. Many successful bookkeepers are self-taught or have completed short online courses. As long as you are comfortable with numbers, organized, and trustworthy, you can build a career in this space.

This makes remote bookkeeping particularly attractive for stay-at-home moms who may have left the workforce and want to return without investing years (or thousands of dollars) in education.

High Demand in a Digital World

Every business—large or small—needs accurate financial records. From e-commerce stores and freelancers to startups and established firms, bookkeeping is a fundamental part of running a business. As more companies shift to remote operations, the demand for virtual bookkeepers has skyrocketed.

According to the U.S. Bureau of Labor Statistics, bookkeeping, accounting, and auditing clerks hold over 1.5 million jobs, and many of them are increasingly remote or hybrid positions. That’s promising news for moms looking to enter this field without competing in oversaturated job markets.

Real Earning Potential

While some remote jobs barely pay above minimum wage, remote bookkeeping offers competitive earnings. Entry-level virtual bookkeepers often make $20–$30 per hour, and experienced professionals can charge $50 or more, especially if they work independently or build a client base.

Some moms choose to work part-time to supplement the family income, while others turn it into a full-fledged career, earning several thousand dollars per month by managing multiple clients.

A Career That Grows With You

The best part? You can start small and scale your bookkeeping career as your children grow. What begins as a side hustle can evolve into a thriving business. Over time, you can specialize in niches like real estate, e-commerce, or medical practices, or even expand your services to include payroll, tax prep, or budgeting consultations.

What Do Remote Bookkeepers Actually Do?

Before jumping into a new career path, it’s important to fully understand what the role involves. While the word “bookkeeping” may sound intimidating to some, especially if you don’t have a financial background, it’s actually a straightforward and methodical task. In fact, many moms discover that the same organizational skills they use to run their households are exactly what’s needed to thrive as a remote bookkeeper.

Understanding the Role of a Remote Bookkeeper

A remote bookkeeper is responsible for maintaining and recording a business’s day-to-day financial transactions. This includes logging purchases, tracking sales, managing receipts, and ensuring all numbers are properly categorized and reconciled. Remote bookkeepers do this using cloud-based accounting software, which allows them to access and manage client data from anywhere.

Unlike accountants, who may offer strategic financial advice or file tax returns, bookkeepers focus primarily on accurate and timely record-keeping.

Common Bookkeeping Tasks:

Let’s break down the main tasks a remote bookkeeper performs:

  • Recording Transactions: You’ll enter and track income and expenses—what comes in and what goes out.
  • Reconciliation: This means comparing internal records to bank statements to ensure everything matches.
  • Managing Invoices: Creating and sending invoices to clients, and tracking payments.
  • Handling Accounts Payable and Receivable: Making sure bills are paid on time and that the business is collecting the money it’s owed.
  • Generating Financial Reports: Providing reports like profit and loss statements or balance sheets so business owners can track performance.
  • Categorizing Expenses: Ensuring every transaction is assigned to the right category for tax and budget purposes.

These tasks are typically performed on a weekly or monthly basis depending on the client’s business size and complexity.

A Day in the Life of a Remote Bookkeeping Mom

Imagine this: You wake up, get your kids ready for school, and by 9 a.m. you’re at your kitchen table with a cup of coffee and your laptop. You check emails from clients, log in to QuickBooks Online, reconcile a few transactions from yesterday, and generate a monthly report for a small bakery client. By noon, you’re done with the day’s work—and free to focus on your family.

This is what makes remote bookkeeping so appealing. You can work in small, manageable time blocks—perfect for busy moms who can’t commit to a full eight-hour shift.

Tools You’ll Use as a Remote Bookkeeper

Here are a few of the most commonly used bookkeeping tools:

  • QuickBooks Online: One of the most popular cloud accounting platforms for small businesses.
  • Xero: Another leading software, especially among startups and international clients.
  • Wave Accounting: A free tool for smaller businesses and beginner bookkeepers.
  • FreshBooks: Great for freelancers and service providers.
  • Google Sheets / Excel: Still widely used for custom reports or simple tracking.
  • Hubdoc / Dext: For managing and extracting data from receipts and bills.

All of these tools are accessible from a laptop or tablet, meaning you don’t need a fancy setup or office space to get started.

Who You’ll Work With

Remote bookkeepers can work with a variety of clients, such as:

  • Small business owners
  • Freelancers and consultants
  • Nonprofits
  • Online stores
  • Real estate professionals
  • Service-based entrepreneurs

Many of these clients are overwhelmed by paperwork and desperately need someone to organize their finances—this is where you come in.

Skills and Tools You Need to Get Started

If you’re a mom looking to start a remote bookkeeping career, the good news is—you don’t need to be a math genius or hold a degree in finance. Many successful remote bookkeepers began with little to no experience but built a solid foundation with the right mindset, training, and digital tools.

Let’s walk through the essential skills and recommended tools you need to begin this journey with confidence.

Must-Have Skills for Remote Bookkeeping

You might already possess some of these skills from managing your household, budgeting for your family, or working in past office jobs. Bookkeeping is a skill-based profession, and with consistent practice, you can sharpen your abilities in no time.

1. 📋 Organizational Skills

You’ll be managing lots of transactions, receipts, and reports. Staying organized is key to ensuring accuracy and timeliness—especially when juggling multiple clients.

2. 💡 Attention to Detail

A small error in bookkeeping can lead to big consequences for a business. Being precise and thorough when recording financial data is crucial.

3. 🧮 Basic Math Skills

You don’t need advanced math, but a good grasp of addition, subtraction, percentages, and decimals is essential when calculating totals, tax, and reconciliations.

4. 💬 Communication Skills

Even though you’ll be working from home, you’ll still need to interact with clients via email, chat, or video. Clear communication helps avoid misunderstandings and builds trust.

5. 🤝 Confidentiality and Integrity

You’ll be dealing with sensitive financial information. Clients must feel confident that you will protect their data and act with professionalism at all times.

Technical Skills and Digital Literacy

As a remote bookkeeper, your work will mostly happen online. That means you’ll need to be comfortable using cloud-based software and managing digital documents.

Key Technical Skills:

  • Using cloud-based bookkeeping software
  • Uploading and managing digital receipts
  • Navigating spreadsheets
  • Managing file storage in Google Drive, Dropbox, or OneDrive
  • Using communication tools like Zoom, Slack, or email efficiently

Recommended Tools to Learn

Here are some of the top tools and platforms you should be familiar with before landing your first client or job:

ToolPurposeWhy It’s Important
QuickBooks OnlineAccounting softwareMost commonly used by small businesses
XeroCloud accountingPreferred by startups and international clients
WaveFree accounting softwareGreat for beginners and budget-conscious clients
Excel/Google SheetsSpreadsheetsFor creating reports, tracking expenses, etc.
Hubdoc or DextReceipt managementHelps automate data entry and organize documents
Slack & ZoomCommunication toolsFor meetings and team collaboration

Where to Learn Bookkeeping Skills

You don’t need to go back to college. There are many affordable (and even free) resources to help you gain bookkeeping skills from home.

Free & Paid Learning Platforms:

  • Bookkeeper Launch – A comprehensive, paid course designed for moms and beginners.
  • Coursera – Offers beginner-friendly courses from top universities.
  • Udemy – Affordable, bite-sized bookkeeping classes.
  • LinkedIn Learning – A mix of beginner and intermediate accounting tutorials.
  • YouTube – Great for free how-to videos on software and bookkeeping techniques.
  • Local community colleges – Some offer part-time or online certificate programs.

Choose what fits your learning style and budget. A structured course like Bookkeeper Launch may fast-track your progress, while self-guided learning works best if you’re on a tight budget.

Certification: Is It Necessary?

You don’t need a certification to get started, but having one can boost your credibility. Here are some options you can explore later:

  • Certified Bookkeeper (CB) from the American Institute of Professional Bookkeepers (AIPB)
  • QuickBooks ProAdvisor certification (free from Intuit)
  • NACPB Certifications (National Association of Certified Public Bookkeepers)

Getting certified can make you stand out when applying for jobs or attracting freelance clients—but it’s not required to begin.

How to Find Remote Bookkeeping Jobs

So, you’ve built the skills, mastered the tools, and you’re ready to dive into the world of remote bookkeeping. The next question is: Where can you find remote bookkeeping jobs that fit your mom-life schedule? Whether you’re seeking full-time, part-time, or freelance roles, there are plenty of platforms and strategies to help you land your first (or next) opportunity.

Let’s break down the best ways to find remote bookkeeping jobs for moms.

1. Online Job Boards (Remote-Specific)

These platforms are designed for remote workers and offer flexible bookkeeping opportunities:

🖥️ FlexJobs

  • Specializes in remote, part-time, and freelance jobs.
  • Offers vetted listings, meaning less risk of scams.
  • Great for moms looking for legit, flexible jobs.

🧾 Bookkeeper.com Careers

  • A virtual bookkeeping and tax firm that hires remote bookkeepers.
  • Perfect for those seeking stability through employment rather than freelancing.

🌐 We Work Remotely

  • Lists global remote jobs in a variety of categories, including bookkeeping.
  • Often features high-quality postings from startups and tech firms.

💼 Remote.co

  • Offers an entire category dedicated to bookkeeping and accounting jobs.
  • Helpful filters for full-time, part-time, and contract positions.

🧰 Belay

  • A virtual staffing agency that hires remote bookkeepers and assistants.
  • Requires experience but offers consistent work with business clients.

2. Freelance Platforms (For Independent Bookkeepers)

Want to set your own rates and clients? These freelance websites let you build a virtual bookkeeping business from scratch.

💻 Upwork

  • One of the largest freelancing platforms.
  • You can bid on bookkeeping jobs and build long-term client relationships.
  • Create a detailed profile showcasing your services and skills.

💼 Fiverr

  • Set up “gigs” offering bookkeeping services.
  • Great for packaging services like monthly reports, invoice creation, or QuickBooks setup.
  • Ideal for moms who want part-time work without chasing clients.

👩‍💻 Freelancer

  • Similar to Upwork, with a wide range of bookkeeping projects.
  • Allows you to compete for jobs or accept invites from clients.

🧾 PeoplePerHour

  • Popular in the UK and Europe.
  • You can offer bookkeeping by the hour or on a fixed-price project basis.

3. Social Media & Networking

Many moms have landed their first remote bookkeeping jobs simply by letting their network know what they’re offering.

How to Start:

  • Post on Facebook, Instagram, or LinkedIn: “Hey friends! I’m now offering virtual bookkeeping services for small businesses. Know anyone who might need help?”
  • Join Facebook Groups for Bookkeepers or Mom Entrepreneurs.
  • Use LinkedIn to connect with business owners and offer free consultations to get your foot in the door.

Referrals and word-of-mouth can be goldmines, especially if you offer stellar service to your first few clients.

4. Create Your Own Bookkeeping Website

If you’re serious about freelancing, create a simple website that describes your services, pricing, and contact info. This builds credibility and allows clients to find you through Google or social media.

Include:

  • A professional bio
  • Testimonials (even if it’s from volunteer work or mock clients)
  • A list of services and software you use
  • A “Book a Free Consultation” form

A website helps establish you as a serious professional—even if you’re still new to the field.

5. Offer Free or Discounted Work to Gain Experience

If you’re struggling to land your first client, consider offering a free trial or discounted month of service to a small business owner or nonprofit. In exchange, request a testimonial. This builds your portfolio and confidence.

Bonus Tips for Moms:

  • Be clear about your availability. Clients will appreciate knowing when you can respond or work.
  • Start small. Don’t take on too much at once—balance is key.
  • Stay consistent. Apply to a few jobs every week, even when you don’t hear back right away.

Balancing Bookkeeping and Mom Life – How to Make It Work

One of the main reasons moms turn to remote bookkeeping is the promise of flexibility. But let’s be real—balancing work, kids, household duties, and self-care isn’t always easy. The key is intention, planning, and boundaries. In this section, we’ll cover how to thrive as a remote bookkeeper while still being present for your family.

1. Set a Realistic Work Schedule

One of the biggest mistakes moms make when starting remote work is trying to mimic a full-time office job at home. The truth? You don’t need 8 straight hours to be productive.

Instead:

  • Work in focused blocks (e.g., 2 hours in the morning, 1 hour during nap time).
  • Use time-tracking tools (like Toggl or Clockify) to see how long tasks actually take.
  • Be honest with clients about your availability—and stick to it.

💡 Pro Tip: Use a digital calendar (like Google Calendar) to schedule client work around school drop-offs, meals, and quality family time.

2. Designate a Work Space

Even if you don’t have a separate office, creating a designated “work zone” helps switch your brain into productivity mode.

Try this:

  • Use a corner of the dining table, a small desk in your bedroom, or a laptop tray on the couch.
  • Keep all your bookkeeping tools (notebooks, chargers, calculator, etc.) in a bin or drawer nearby.
  • Let your family know: when you’re in your space, you’re in work mode.

This small boundary teaches your kids to respect your time and helps reduce distractions.

3. Automate and Simplify Where You Can

Being a mom and a bookkeeper means wearing a lot of hats. That’s why automation can be a lifesaver.

Here are a few time-saving strategies:

  • Use bank feeds in QuickBooks or Xero to import transactions automatically.
  • Set recurring invoices or bill payments to avoid manual tasks.
  • Save templates for emails, reports, and client onboarding to reuse over and over.

The more tasks you automate, the more time you reclaim for yourself and your family.

4. Build Client Boundaries Early

One of the hardest parts of freelancing is saying “no”—especially when you’re new and eager to please. But burnout is real, and boundaries protect your energy.

Be clear from day one:

  • Set specific working hours and communicate them clearly.
  • Let clients know how quickly you respond to emails (e.g., “within 24 hours”).
  • Avoid giving out your personal phone number unless necessary.

You can be friendly and professional while also protecting your peace.

5. Involve Your Kids (When Appropriate)

Depending on their age, your kids can understand and even support your work-from-home journey.

Ideas to consider:

  • Use a reward chart for “quiet time” while mom works.
  • Let older kids help sort receipts or organize your home office.
  • Share your wins with them: “Mom got a new client today!”

This not only fosters understanding but also teaches your children about responsibility, money, and entrepreneurship.

6. Celebrate Small Wins

When you’re balancing multiple roles, it’s easy to overlook your progress. But every client landed, every task completed, and every hour worked is a huge accomplishment.

Remember:

  • You’re building a business from home.
  • You’re setting a powerful example for your children.
  • You’re contributing to your family’s future—in your own way.

So don’t forget to celebrate the wins—no matter how small.

Growing Your Bookkeeping Career – From Side Hustle to Full-Time Business

Starting a remote bookkeeping job as a mom might begin as a side hustle, but for many, it grows into a stable, scalable, and fulfilling business. Once you’ve found your rhythm and gained some experience, you can begin expanding your services, raising your rates, and even building a long-term career from the comfort of your home.

Here’s how moms can turn their bookkeeping gig into a thriving, sustainable business.

1. Choose a Niche and Specialize

One of the fastest ways to stand out and charge higher rates is to focus on a specific industry or type of client.

Popular niches for bookkeepers include:

  • E-commerce stores (e.g., Shopify or Etsy sellers)
  • Coaches and consultants
  • Real estate professionals
  • Law offices
  • Nonprofits
  • Construction or trade businesses

Specializing allows you to master industry-specific processes and software, making your work faster and more valuable.

💡 Example: “I help Shopify sellers clean up their books and stay tax-ready all year long.”

2. Raise Your Rates as You Grow

When you start out, you may charge $20–$25 per hour to build experience. But as your skill set, software knowledge, and client base grow, don’t be afraid to increase your rates.

Experienced remote bookkeepers charge:

  • $40–$60/hour as freelancers
  • $300–$1,000+/month per client on a retainer basis

Focus on value-based pricing—charge based on the impact you bring to a business, not just the hours worked.

3. Offer More Than Just Basic Bookkeeping

Once you’re confident in core bookkeeping, you can expand your services for additional income:

  • Payroll services
  • Budget planning
  • Cash flow forecasting
  • Tax preparation (with proper certification)
  • QuickBooks setup and training

This not only increases your earnings but helps your clients stick with you longer—because you become their go-to financial helper.

4. Get Testimonials and Referrals

Happy clients are your best marketing tool. Ask for testimonials and post them on your website or freelance profile. Encourage referrals by offering a small discount or incentive.

Sample script:
“Hey Sarah, I’m so glad you’re happy with your books! If you know any other business owners who might need bookkeeping support, I’d be honored if you passed my name along.”

Word-of-mouth is powerful—especially in local mom circles, business groups, and online communities.

5. Build a Team (Optional but Powerful)

If you eventually have more clients than you can handle—or if you want to step into more of a management role—you can bring on other bookkeepers to help. You can start an agency model where you oversee operations and delegate client work to trusted team members.

Start small:

  • Hire a part-time assistant
  • Outsource routine data entry tasks
  • Use tools like Asana or Trello to manage workflows

This lets you serve more clients without burning out—and increases your income potential dramatically.

6. Never Stop Learning

The financial world changes. Tax laws shift. Software updates. To stay competitive, continue learning and adapting.

Ongoing education ideas:

  • Join bookkeeping groups on Facebook or LinkedIn
  • Attend virtual bookkeeping or small business conferences
  • Subscribe to bookkeeping blogs or YouTube channels
  • Take occasional refresher courses on Udemy or Coursera

Learning isn’t just about knowledge—it’s about confidence and growth. The more you learn, the more valuable you become to your clients.

Final Thoughts: Why Remote Bookkeeping is a Smart Career for Moms

Remote bookkeeping jobs for moms offer more than just money—they offer freedom, stability, and purpose. You can contribute to your family’s finances, grow a business at your own pace, and still be there for your children every step of the way.

Whether you’re starting out as a beginner or looking to level up your skills, bookkeeping is a career that meets you where you are—and grows with you.

✅ You don’t need a degree.
✅ You can learn from home.
✅ You can build a profitable business—on your terms.

The path to financial independence might just begin with your laptop, a cup of coffee, and your first client.

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